Blog | CarePro Insurance

Claims-Made Retro Date Prior Acts Tail (NP/PA Guide)

Understand claims-made retro dates, prior acts, and tail so you protect past work and control costs after a claim or non-renewal.

Jeff Schmidt

Nov 40 min read

How Much Does Senior Placement Agent Insurance Cost? A Realistic Breakdown

Wondering how much senior placement agent insurance costs? Get a realistic breakdown of typical premiums, what affects your rate, and why franchisees may pay more.

Jeff Schmidt

Nov 33 min read

Med Spa Malpractice Insurance for Physician Assistants (Injectables, Lasers & Supervision)

Fast links: PA Insurance Guide PA Cost by State (2025) data Claims-Made vs Occurrence for Physician Assistants Arizona Physician...

Jeff Schmidt

Nov 35 min read

Claims-Made vs Occurrence for IV Startups (Tail Made Easy)

Should IV therapy startups choose claims-made or occurrence? See premium/tail math, switch scenarios, retro dates, and a simple decision matrix—built for IV clinics and mobile IV.

Jeff Schmidt

Nov 20 min read

Non-Renewed Malpractice Insurance Action Plan for NP's and PA's: Your 7 Day Checklist

Non-renewed after a malpractice claim? Follow this NP/PA action plan to gather loss runs, write your letter, and secure a manual-underwritten quote fast.

Jeff Schmidt

Nov 10 min read

IV Consent, eSign, and HIPAA: What Auditors Actually Check

The audit-ready guide for IV clinics and mobile IV: consent content, eSign legality, HIPAA logs, retention, and incident response. Includes copy-paste fields and checklists.

Jeff Schmidt

Oct 310 min read

Moonlighting and Locum Tenens Malpractice Insurance for Physician Assistants (What’s Covered, What’s Not, and How to Avoid Gaps)

Fast links: PA Insurance Guide PA Cost by State (2025) data Claims-Made vs Occurrence for Physician Assistants Arizona Physician...

Jeff Schmidt

Oct 304 min read

Claim Explanation Letter (Template) for NPs & PAs

Write a clear claim explanation letter that speeds up manual underwriting. Use our NP/PA template and checklist.

Jeff Schmidt

Oct 290 min read

Workers’ Comp Class Codes for IV Clinics (RN, LPN, MA, Admin)

The most common mobile IV contract mistakes: GL vs Malpractice, off-premises limits, Additional Insured/PNC/Waiver wording, COIs, and Workers’ Comp. Copy-paste fixes + checklist.

Jeff Schmidt

Oct 280 min read

How to Choose Physician Assistant Malpractice Insurance Limits: 1M/3M vs 2M/4M

Fast links: PA Insurance Guide PA Cost by State (2025) data Claims-Made vs Occurrence for Physician Assistants Arizona Physician...

Jeff Schmidt

Oct 275 min read

NP's and PA's How to Request Loss Runs: Email Template & Timeline

Need loss runs after a claim or non-renewal? Copy the NP/PA email template, know what to ask for, and see the typical timeline.

Jeff Schmidt

Oct 260 min read

Mobile IV: What Your Contracts Get Wrong About Insurance

The most common mobile IV contract mistakes: GL vs Malpractice, off-premises limits, Additional Insured/PNC/Waiver wording, COIs, and Workers’ Comp. Copy-paste fixes + checklist.

Jeff Schmidt

Oct 250 min read

Nurse Practitioner Professional Liability Insurance in North Carolina

Nurse practitioner professional liability insurance in North Carolina—mobile/home visits, HNOA, route logs, COIs, and instant quotes.

Jeff Schmidt

Oct 245 min read

Tail Coverage for Physician Assistants: Costs, Prior Acts, and How to Avoid Gaps

Fast links: PA Insurance Guide PA Cost by State (2025) data Claims-Made vs Occurrence for Physician Assistants Arizona Physician...

Jeff Schmidt

Oct 235 min read

IV Therapy Insurance Requirements in Commercial Leases & Pop-Up Venues

What landlords and venues require from IV therapy clinics: GL limits, Additional Insured, Primary & Non-Contributory, Waiver, and COIs. Sample wording, checklists, and pitfalls.

Jeff Schmidt

Oct 220 min read

Nurse Practitioner Malpractice Insurance in Ohio

Nurse practitioner malpractice insurance in Ohio—urgent-care triage scripts, escalation thresholds, result-closure loops, and instant quotes.

Jeff Schmidt

Oct 205 min read

Does General Liability Cover IV Sticks, Infiltration, or Burns?

Learn when General Liability covers IV therapy incidents—and when Malpractice does. Clear scenarios for IV sticks, infiltration, burns, documentation, and mobile IV.

Jeff Schmidt

Oct 200 min read

Cyber Liability Insurance for Physician Assistants: HIPAA Breaches, Ransomware, and Patient Data Protection

Fast links: PA Insurance Guide PA Cost by State (2025) data Claims-Made vs Occurrence for Physician Assistants Arizona Physician...

Jeff Schmidt

Oct 205 min read

Nurse Practitioner Professional Liability Insurance in Illinois

Nurse practitioner professional liability insurance in Illinois—EMR note quality, consent alignment, test-result closure, and instant quotes.

Jeff Schmidt

Oct 194 min read

Nurse Practitioner Professional Liability Insurance in Pennsylvania

Nurse practitioner professional liability insurance in Pennsylvania — group vs solo policies, incident reporting culture, and instant quotes.

Jeff Schmidt

Oct 175 min read