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Is It Cheaper to Buy Life Insurance Online or Through an Agent?
Wondering if it’s cheaper to buy life insurance online or through an agent? Learn how pricing, advice, and underwriting work so you can choose what fits you.
Jeff Schmidt
Jan 10 min read


Med Spa Malpractice Insurance by State | State Guides for Med Spa Owners
Learn how state-specific med spa malpractice insurance guides help owners align structure, supervision, and coverage, and why well-designed med spa malpractice insurance med spa state guides may reduce overall program costs.
Jeff Schmidt
Jan 10 min read


How Much Life Insurance Do I Need to Replace My Income?
Not sure how much life insurance you need to replace your income? Learn simple formulas to estimate coverage so your family can keep paying the bills if you’re gone.
Jeff Schmidt
Dec 31, 20250 min read


PA Malpractice Insurance Cost
Understand pa malpractice insurance pa cost, how state and specialty drive pricing, and why online PA-focused programs may be ~30–40% less than legacy options.
Jeff Schmidt
Dec 30, 20250 min read


Life Insurance for Small Business Owners: Personal vs Business Needs
Learn how life insurance for small business owners can address both personal and business needs, from income protection to term life with living benefits.
Jeff Schmidt
Dec 30, 20250 min read


Best Life Insurance Options for Self-Employed People
Explore the best life insurance options for self-employed people, including term life, living benefits, and how to protect both your household and your business.
Jeff Schmidt
Dec 29, 20250 min read


NP Malpractice Insurance Cost
Learn what drives np malpractice insurance np cost, how online NP specialty programs may be ~30–40% less, and how to keep coverage strong while controlling premiums.
Jeff Schmidt
Dec 28, 20250 min read


How Much Final Expense Coverage Do I Really Need?
Wondering how much final expense coverage you really need? Learn how to estimate funeral costs, debts, and legacy goals so you don’t over- or under-insure.
Jeff Schmidt
Dec 28, 20250 min read


What Is Final Expense Life Insurance and How Does It Work?
Learn what final expense life insurance is, how it works, and when it may be a good fit for seniors who want to cover funeral costs and small debts.
Jeff Schmidt
Dec 27, 20250 min read


Multi-Line Malpractice Insurance Cost
Learn what drives multi malpractice insurance cost for med spas, NP/PA practices, and PT clinics—and how bundled, online programs may cut total spend by ~30–40%.
Jeff Schmidt
Dec 26, 20250 min read


Best Life Insurance Options for Seniors on a Fixed Income
Explore the best life insurance options for seniors on a fixed income, including term life, final expense, and accidental death coverage designed for tight budgets.
Jeff Schmidt
Dec 26, 20250 min read


Can I Get Instant Term Life Insurance if I’m Over 55?
Find out whether you can get instant term life insurance if you’re over 55, how underwriting works, and when to consider final expense coverage instead.
Jeff Schmidt
Dec 25, 20250 min read


PT Malpractice Insurance & Risk Management
Learn how pt malpractice insurance pt risk management work together to reduce claims for PT clinics—plus how specialty programs may cut overall costs by ~30–40%.
Jeff Schmidt
Dec 24, 20250 min read


Best Life Insurance Options for People in Their 50s
Discover the best life insurance options for people in their 50s, from term life to final expense plans, and how to decide what still makes sense for your goals.
Jeff Schmidt
Dec 24, 20250 min read


Life Insurance for New Parents: How Much Coverage Is Enough?
Learn how life insurance for new parents works, how much coverage may be enough, and how to choose term life options that protect your growing family.
Jeff Schmidt
Dec 23, 20250 min read


Senior Placement Franchise Insurance: What Every Franchisee Needs to Know
Franchisees at CarePatrol, Assisted Living Locators, Senior Care Authority, and Oasis Senior Advisors—here’s what your senior placement insurance needs to cover, and how it differs from independent agents.
Jeff Schmidt
Dec 22, 20253 min read


Med Spa Malpractice Insurance Cost Breakdown
Understand med spa malpractice insurance med spa cost—what drives your premium, how advanced therapies affect pricing, and why specialty programs may save ~30–40%.
Jeff Schmidt
Dec 22, 20250 min read


Best Life Insurance Options for People in Their 30s
Explore the best life insurance options for people in their 30s, including term life, living benefits, and final expense strategies to protect your family and income.
Jeff Schmidt
Dec 22, 20250 min read


Term Life Insurance Cost by Age: What to Expect at Every Stage
Learn how term life insurance cost by age typically changes in your 20s, 30s, 40s, 50s and 60s, and how to choose coverage that fits your budget and goals.
Jeff Schmidt
Dec 21, 20250 min read


Cyber And Regulatory Add-Ons For NP And PA Groups (Plus Employment-Related Options)
Learn how cyber and regulatory add-ons for NP and PA groups, along with employment-related options, are considered from an insurance—not legal—perspective as your practice grows.
Jeff Schmidt
Dec 20, 20250 min read
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