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Multi-Line Malpractice Insurance Cost
Learn what drives multi malpractice insurance cost for med spas, NP/PA practices, and PT clinics—and how bundled, online programs may cut total spend by ~30–40%.
Jeff Schmidt
Dec 26, 20250 min read


Workers' Comp Class Codes for IV Clinics and Mobile IV (RN's, LPN's, Admin)
Understand Workers’ Comp class codes for IV therapy teams—RNs, LPNs, paramedics, admin, and mobile staff—plus audit tips and certificates.
Jeff Schmidt
Nov 10, 20250 min read


IV Therapy Lease & COI Requirements: Landlord and Venue Checklist
What landlords and venues expect from IV therapy clinics and mobile IV: COIs, Additional Insured, Primary & Non-Contributory, Waiver, and limits. Templates included.
Jeff Schmidt
Nov 8, 20250 min read


Cyber & HIPAA Insurance for IV Therapy: What GL and Malpractice Don’t Cover
Ransomware, lost devices, phish, and PHI mishaps—see what Cyber/HIPAA insurance covers for IV clinics and mobile IV, plus breach steps and COI requirements.
Jeff Schmidt
Nov 6, 20250 min read


IV Therapy Incident Reporting: Patient Complaints to Carrier Notice
The IV therapy incident reporting playbook—triage, documentation, photos, consent notes, escalation, and when to notify carriers. Templates + checklists included.
Jeff Schmidt
Nov 4, 20250 min read


Claims-Made vs Occurrence for IV Startups (Tail Made Easy)
Should IV therapy startups choose claims-made or occurrence? See premium/tail math, switch scenarios, retro dates, and a simple decision matrix—built for IV clinics and mobile IV.
Jeff Schmidt
Nov 2, 20250 min read


IV Consent, eSign, and HIPAA: What Auditors Actually Check
The audit-ready guide for IV clinics and mobile IV: consent content, eSign legality, HIPAA logs, retention, and incident response. Includes copy-paste fields and checklists.
Jeff Schmidt
Oct 31, 20250 min read


Workers’ Comp Class Codes for IV Clinics (RN, LPN, MA, Admin)
The most common mobile IV contract mistakes: GL vs Malpractice, off-premises limits, Additional Insured/PNC/Waiver wording, COIs, and Workers’ Comp. Copy-paste fixes + checklist.
Jeff Schmidt
Oct 28, 20250 min read


Mobile IV: What Your Contracts Get Wrong About Insurance
The most common mobile IV contract mistakes: GL vs Malpractice, off-premises limits, Additional Insured/PNC/Waiver wording, COIs, and Workers’ Comp. Copy-paste fixes + checklist.
Jeff Schmidt
Oct 25, 20250 min read


IV Therapy Insurance Requirements in Commercial Leases & Pop-Up Venues
What landlords and venues require from IV therapy clinics: GL limits, Additional Insured, Primary & Non-Contributory, Waiver, and COIs. Sample wording, checklists, and pitfalls.
Jeff Schmidt
Oct 22, 20250 min read


Does General Liability Cover IV Sticks, Infiltration, or Burns?
Learn when General Liability covers IV therapy incidents—and when Malpractice does. Clear scenarios for IV sticks, infiltration, burns, documentation, and mobile IV.
Jeff Schmidt
Oct 20, 20250 min read
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