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Nurse Practitioner Professional Liability Insurance

Protect your career with affordable, instant-coverage professional liability insurance designed specifically for NPs.
 
Whether you're a full-time clinician, telehealth provider, or independent contractor, we've got your back.
👉 Get an Instant Quote
What Does NP Malpractice Insurance Cover?

 

Professional liability insurance for nurse practitioners protects you from:

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  • Claims of negligence or medical errors

  • Licensing board investigations

  • HIPAA violations

  • Incidents from volunteer or side practice

  • Accusations during telehealth consultations

 

All policies are portable and follow you wherever you practice.

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🛡️ Quote Your Policy Now

Insurance Solutions for NP Groups Specializing in: 

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  • Family Nurse Practitioners (FNPs)

  • Functional Medicine Nurse Practitioners (FNPs)

  • Adult-Gerontology Acute Nurse Practitioners (AG-ACNP)

  • Pediatric Nurse Practitioners

  • Emergency Nurse Practitioners (ENPs)

  • Neonatal Nurse Practitioners (NNPs)

  • Women's Health Nurse Practitioners (WHNPs)

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🛡️Quote Your Policy Now

Key Policy Features:

 

✔ Individual coverage or NP Group coverage
✔ License defense protection included
✔ Telemedicine and secondary practice locations covered
✔ HIPAA and Good Samaritan coverage
✔ Claims-made or occurrence policy options
✔ Full consent-to-settle clause (you stay in control)
✔ Tail coverage available (for claims-made policies)

Who Needs Nurse Practitioner Liability Insurance?

 

Whether you're an independent nurse practitioner, a part-time telehealth provider, or working in a clinical setting, professional liability insurance is essential.

 

Your employer’s coverage often:

  • Shares limits across multiple providers

  • Doesn’t protect against board investigations

  • Won’t follow you if you change jobs

  • May not include telehealth or moonlighting

 

If any of these apply, you need your own policy:

  • You’re a 1099 or locum tenens NP

  • You provide care via telemedicine

  • You do side work or volunteer

  • You want defense coverage for licensing complaints

  • What types of insurance does a med spa need?
    Most med spas need a combination of: • General liability (slip-and-fall, basic protection) • Professional liability / malpractice (injectables, lasers, PRP, etc.) • Property insurance (equipment, fixtures) • Cyber liability (client records, booking platforms) • Workers’ compensation (if you have employees) We can help you bundle these into one customized package.
  • How much does med spa insurance cost?
    It depends on your services, staff, and location: Solo injectors: $800–$1,500/year Small med spas: $2,000–$3,500/year Full-service practices: $4,000+ We’ll help you compare carriers and lock in the best rate for your setup.
  • Can I get a policy fast?
    Yes! Most clients receive a custom quote within 24 hours. If needed, we can issue your Certificate of Insurance (COI) the same day — ideal for landlords, vendors, or licensing boards.
  • Do I really need insurance if I’m a solo injector?
    Yes. Even if you’re renting a room or working under someone else’s roof, you’re still personally liable for the treatments you provide. A client injury, adverse reaction, or social media claim can become a major financial and legal issue without coverage.
  • What if I have 1099 contractors — are they covered?
    Not by default. Most 1099 providers must carry their own policies. We can help ensure everyone in your practice — employees, renters, and contractors — has proper protection in place.
  • Can I get coverage if I’m just starting my business?
    Absolutely. In fact, getting insured before you open helps you avoid delays and early liability. We work with many new med spa owners and solo injectors preparing to launch.
Learn More: Your Ultimate Guide to NP Insurance

Want to dive deeper before applying? Check out our Ultimate Guide to Nurse Practitioner Insurance — the most comprehensive resource on:

  • Claims-made vs. occurrence

  • Cost breakdowns by specialty

  • State-by-state requirements

  • Licensing board defense

📘 Read the Guide

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Ready to Protect Your Career?

You’ve worked hard to become a nurse practitioner — now protect your license and income with professional liability coverage made just for NPs.

🚀 Get My Instant Quote

Our policies are backed by A rated insurance carriers focused on your industry. We take pride in protecting our clients so they can focus on their core mission of helping others.
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