Is cyber insurance required for HIPAA?

No—HIPAA doesn’t mandate insurance. Policies can fund breach response, forensics, notifications, and defense if an incident occurs.

Does malpractice or BOP cover cyber events?

Generally not or only minimally. Malpractice addresses clinical negligence; BOP covers property/GL—not breach, ransomware, or privacy liability.

Usually yes with baseline controls such as MFA, backups, and endpoint protection. Strong controls can improve pricing and limits.

Sometimes, where insurable by law and per policy. Expect coverage to vary—defense costs are more broadly covered.

Common starting points are $250k–$1M depending on data volume, vendors, and revenue; we’ll align to your contracts and risk tolerance.

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