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Botox Injection

Texas Med Spa Insurance

Professional Liability & Coverage Built for TX - Based Aesthetic Providers

Protect Your Texas Med Spa With the Right Insurance

Texas is a national leader in aesthetic medicine — from med spas in Dallas and Houston to solo injectors in Austin and San Antonio. But as the industry grows, so does the risk. Without the right insurance, a single claim could jeopardize your license, your reputation, or your entire business.

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At CarePro Insurance, we specialize in protecting Texas med spa owners, injectors, and aesthetic providers. Whether you're a startup practice or a high-volume clinic, we help you stay compliant, insured, and focused on growth.

What Insurance Does a Med Spa Need in Arizona?

Workers Compensation:

  • Required in Texas if you have employees (not 1099s). Covers staff injuries, lost wages, and legal defense.

Laser Hair Removal

Local Insight: Texas Med Spa Compliance at a Glance

  • Operating a med spa in Texas means understanding who can do what — and how that affects your liability.

  • Here’s what you need to know:

  • You do not need to be a physician to own a med spa

  • Medical treatments must be performed or supervised by a licensed physician (MD/DO)

  • Delegation to RNs, PAs, or NPs must be in accordance with TMB rules and protocols

  • Some local municipalities may require proof of insurance to operate

  • IV therapy and laser use may trigger additional requirements

  • ✅ We work directly with TX-based injectors, spa owners, and supervising physicians to make sure your insurance aligns with the Texas Medical Board and local health codes.

Questions We Hear from Texas Providers:

  • “I’m an RN working under a medical director — do I need my own policy?”
    → Yes. Most directors' policies only cover the physician. You’re liable for your own work.
     

  • “What if I operate mobile or pop-up injectables?”
    → We offer mobile injector coverage in Texas with professional and general liability included.
     

  • “Can I get insured before my med director is finalized?”
    → Yes. We can begin your quote and bind your policy with a future effective date.

How Much Does Med Spa Insurance Cost in Texas?

Our partnership with CM&F Group gives Arizona providers access to A-rated carriers at competitive pricing.

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We Help Insure:

  • Botox and dermal filler providers

  • IV therapy and hydration lounges

  • PRP and microneedling services

  • Medical spas offering laser skin services

  • Mobile injectors and pop-up events

  • MSOs and physician-led groups

  • Texas-based estheticians working under medical direction

​Helpful Links:

  • Med Spa Insurance Guide

  • Med Spa Insurance Cost Breakdown

  • Med Spa Insurance Mistakes to Avoid

  • Professional vs General Liability Comparison

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