Do I need both GL and Malpractice?

Yes—GL for premises/operations and Malpractice for clinical care. They address different risks.

Is malpractice the same as professional liability?

Yes—terms are often used interchangeably in healthcare.

Almost never. Landlords/venues want GL with Additional Insured/Primary & Non-Contributory/waiver wording.

Malpractice is commonly claims-made; occurrence is simpler but not always available. We’ll align to your budget and growth plans.

No—documentation tied to care is a Malpractice exposure.

Not GL or Malpractice—pair a Cyber policy for PHI/PII and ransomware.

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