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Botox Injection

Florida Med Spa Insurance

Comprehensive Coverage Tailored for Florida's Aesthetic Professionals

Safeguard Your Florida Med Spa With Specialized Insurance

Florida's med spa industry is flourishing, from the vibrant streets of Miami to the serene beaches of Tampa. With this growth comes the necessity for robust insurance solutions that address the unique challenges faced by Florida-based aesthetic providers.​

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At CarePro Insurance, we specialize in offering customized insurance policies that align with Florida's specific regulations and the diverse needs of med spa professionals.

What Insurance Does a Med Spa Need in Florida?

Workers' Compensation

  • Mandatory in Florida for businesses with employees, this coverage handles:

  • Medical expenses for work-related injuries

  • Lost wages during recovery periods

  • Rehabilitation costs​

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Navigating Florida's Med Spa Regulations

Florida law permits individuals without medical licenses to own a med spa. However, all medical procedures must be performed by licensed medical professionals within their scope of practice. ​

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  • Key regulatory considerations include:

  • Ensuring all practitioners have appropriate certifications

  • Maintaining compliance with HIPAA regulations

  • Adhering to ethical marketing and advertising standards​

 

Our team assists in structuring your business to meet these regulatory requirements, providing peace of mind and operational efficiency.

What Florida Med Spa Owners Are Asking:

  • “I rent a room inside a salon. Do I still need insurance?”
    → Yes — you are personally liable for the services you provide, even inside someone else’s building.
     

  • “Do I need separate coverage for my RN injector?”
    → Yes. Each licensed provider should have their own policy — or be named on your practice’s coverage.
     

  • “Can I get insurance before I open?”
    → Absolutely. We offer pre-opening coverage with a future effective date so you’re protected before launch.

How Much Does Med Spa Insurance Cost in Florida?

Our partnership with CM&F Group gives Florida providers access to A-rated carriers at competitive pricing.

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Comprehensive Coverage for Florida Med Spa Professionals

We provide insurance solutions for:

  • Physician-owned med spas

  • Nurse practitioners and registered nurses

  • Medical directors and supervising physicians

  • Estheticians and laser technicians

  • Mobile and home-based aesthetic providers

  • Med spas in Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale and more​

Additional Resources

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Serving med spa professionals across Florida, including Miami, Tampa, Orlando, Jacksonville, and Fort Lauderdale.

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