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Instant Med Spa Liability Insurance Quotes

No agents. No paperwork. Get covered in minutes with A+ rated carriers.

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Tailored for Med Spas

Policies for injectables, lasers, anti-aging, IV hydration, etc.

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Affordable, A+ Rated Carriers

Trusted insurance partners specializing in Med Spa liability insurance.

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Quote. Bind. Pay Online

Fully digital experience. No agent involved.

Injection cosmetology

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✅Savings up to 40%.
✅Coverage for work in aesthetics, IV hydration, anti-aging, weight loss,          HRT and more.
✅No calls. No delays. Fully digital process.
✅Trusted insurance program backed by industry leaders.
✅Coverage designed specifically for Med Spas.
  • What types of insurance does a med spa need?
    Most med spas need a combination of: • General liability (slip-and-fall, basic protection) • Professional liability / malpractice (injectables, lasers, PRP, etc.) • Property insurance (equipment, fixtures) • Cyber liability (client records, booking platforms) • Workers’ compensation (if you have employees) We can help you bundle these into one customized package.
  • How much does med spa insurance cost?
    It depends on your services, staff, and location: Solo injectors: $800–$1,500/year Small med spas: $2,000–$3,500/year Full-service practices: $4,000+ We’ll help you compare carriers and lock in the best rate for your setup.
  • Can I get a policy fast?
    Yes! Most clients receive a custom quote within 24 hours. If needed, we can issue your Certificate of Insurance (COI) the same day — ideal for landlords, vendors, or licensing boards.
  • Do I really need insurance if I’m a solo injector?
    Yes. Even if you’re renting a room or working under someone else’s roof, you’re still personally liable for the treatments you provide. A client injury, adverse reaction, or social media claim can become a major financial and legal issue without coverage.
  • What if I have 1099 contractors — are they covered?
    Not by default. Most 1099 providers must carry their own policies. We can help ensure everyone in your practice — employees, renters, and contractors — has proper protection in place.
  • Can I get coverage if I’m just starting my business?
    Absolutely. In fact, getting insured before you open helps you avoid delays and early liability. We work with many new med spa owners and solo injectors preparing to launch.
  • Do I need to speak to an agent?
    No — the entire process is 100% online.
  • Is coverage available in my state?
    Yes — coverage is available in all 50 states.
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