Nurse Practitioner Malpractice Insurance in Vermont

Nurse practitioner malpractice insurance in Vermont costs between $223 and $2477 per year as of 2026, with new graduates starting as low as $223. Vermont lets APRNs open a solo practice once they pass 24 months and 2,400 hours of licensed practice in their first role and population focus. Until then a collaborative provider agreement is required. Going solo also means the malpractice policy is yours alone, so check your limits before you notify the Board.

Why Vermont APRNs going solo after transition need their own policy

Vermont requires a collaborating provider agreement during your first months and hours of licensed practice, then lets you notify the Board and practice independently. Going solo also means the malpractice policy is yours alone.

Meets common facility standards (often $1M / $3M total limits) in state credentialing, even when not set by statute

Price my Vermont APRN coverage

What Vermont APRNs pay for malpractice insurance

Sample yearly premiums for full-time Vermont APRNs, by risk class:

As low as $223 for New Grads

~$1,112/year for N1 (e.g. dermatology; geriatrics; women's health - no L&D)

~$1,417/year for N2 (psychiatric/mental health)

~$1,813/year for N3 (family medicine, urgent care, pediatrics)

~$2,477/year for N4 (cosmetic; OB/GYN incl. labor & delivery)

Vermont samples only; the portal prices your specialty and claims record.
New-Grad Discounts Available for full-time coverage (typical schedule; may vary by state):
Year 1: 80% off → Year 2: 60% → Year 3: 40% → Year 4: 20%, then phases to standard rates in Year 5.

Price my Vermont APRN coverage

Vermont APRN questions

How much is malpractice insurance for a nurse practitioner in Vermont?

Vermont APRNs moving to solo practice carry their own policy, priced by specialty class. In 2026 samples: $223 for new grads, $1112 to $2477 a year for experienced classes at $1,000,000/$3,000,000 limits. Get your instant quote online.

When can a Vermont APRN practice without a collaborative agreement?

After 24 months and 2,400 hours of licensed practice in your initial role and population focus, or 12 months and 1,600 hours for an added focus, once you notify the Board.

Can a Vermont APRN open a solo practice during transition to practice?

No. While a collaborative provider agreement is required, solo practice is not allowed except in a role and population focus where you already met the thresholds.

https://legislature.vermont.gov/statutes/section/26/028/01613

What does Vermont require to renew an APRN license?

Current national specialty certification, plus a current collaborative provider agreement if you are still in transition to practice.

https://legislature.vermont.gov/statutes/section/26/028/01614

Does a compact RN license let me practice as an APRN in Vermont?

No. Vermont joined the Nurse Licensure Compact in 2022 for RN licenses only, so you need a Vermont APRN license.

Source: NLC map: https://www.nursecompact.com/files/NLC_Map.pdf

Can Vermont waive collaboration during an emergency?

Yes. During a declared state of emergency, the Board may waive or modify the collaborative provider agreement requirement.

Vermont transition rules

Transition to practice: Under 26 V.S.A. 1613, an APRN with fewer than 24 months and 2,400 hours of licensed active practice in their initial role and population focus must have a formal agreement with a collaborating provider. For each additional role and population focus, the threshold is 12 months and 1,600 hours. You must keep signed and dated copies of every required agreement.

Solo practice: An APRN still under a collaborative provider agreement may not engage in solo practice, except in a role and population focus where they have already met the hour and month thresholds. Once you meet them, you notify the Board and may practice independently. During a declared state of emergency, the Board can waive or modify the collaborative agreement requirement.

Renewal: Under 26 V.S.A. 1614 as amended by 2025 Act 119 (effective June 8, 2026), APRN renewal requires documentation of current national specialty certification. If you are still in transition to practice, you also need a current collaborative provider agreement. Keep certification current, because the APRN license depends on it.

Compact and insurance: Vermont implemented the Nurse Licensure Compact on February 1, 2022. The compact covers RN licenses only, so out-of-state APRNs still need a Vermont APRN license. Vermont's APRN statutes contain no malpractice insurance requirement for licensure, but hospitals and collaborating practices commonly require proof of coverage.

https://legislature.vermont.gov/statutes/section/26/028/01613; https://legislature.vermont.gov/statutes/section/26/028/01614